Mortgage Programs
HomeReady
Whether it’s your first home or your next home, a HomeReady mortgage from GRB offers an affordable option for today’s homebuyer.
Designed to give today's homebuyers more options HomeReady Mortgage
With our exclusive Welcome Home program, you can earn a 0.50% credit on your mortgage loan amount just for opening a GRB Reward checking account at time of mortgage application. Take it one step further and set up a reccurring direct deposit in your checking account for a minimum of $1,000 at time of mortgage application to earn a 1.00% credit on your mortgage loan amount.1
Then, keep funding your future with GRB’s Mortgage Rewards program and your Reward Checking premium interest rates!
Features of a homeready mortgage include:
- Low down payment - as low as 3%
- Flexible source of funds for down payment and closing costs
- No minimum contribution required from borrower's own funds
- Reduced mortgage insurance requirements for certain LTVs
- Income Limits based on geographic area
- Completion of homeownership education course required
Contact Our Mortgage Team
Use the dropdown below to fill out our ‘Contact Us’ form, and a GRB Mortgage Originator will be in touch to answer your questions!